Agricultural Finance-meaning, scope and significance, credit needs and its role in Indian agriculture.

Agricultural credit: meaning, definition, need, classification. Credit analysis: 3 R’s, SC’s and 7 P’s of credi

Sources of agricultural finance: institutional and non- institutional sources, commercial banks.

Social control and nationalization of commercial banks. Micro financing including KCC.

Lead bank scheme, RRBs, Scale of finance and unit cost.

An introduction to higher financing institutions — RBI, NABARD, ADB, IMF, World bank,

Insurance and Credit Guarantee Corporation of India. Cost of credit, Recent developments in agricultural credit

Preparation and analysis of financial statements — Balance Sheet and Income Statement.

Basic guidelines for the preparation of project reports. Bank norms — SWOT analysis.

Agricultural Cooperation — Meaning, brief history of cooperative development in India, Credit, marketing, consumer and multi purpose cooperatives, Farmers’ service cooperative societies, processing cooperatives, farming cooperatives

Objectives, principles of cooperation, significance of cooperatives in Indian agriculture

Cooperative warehousing; role of ICA, NCUI, NCDC, NAFED

Crop insurance: its scope, significance and limitations and the potential of the newly launched ‘Pradhan Mantri Fasal Bima Yojana”

Successful cooperative systems in Gujarat (AMUL), Tamil Nadu (Aavin), Karnataka (Nandini), Maharashtra and Punjab.

Analysis of progress and performance of cooperatives using published data.

To study the progress and performance of commercial banks and RRBs using published data.

Visit to a commercial bank, cooperative bank and cooperative society to acquire first-hand knowledge of their management, schemes and procedures.

Estimation of credit requirement of farm business — A case study.

Preparation and analysis of balance sheet — A case study.

Preparation and analysis of income statement—A case study.

Different types of repayment plans.

Techno-economic parameters for preparation of projects.

‘Appraisal of a loan proposal —A case study.

Preparation of Bankable projects for various agricultural products and its value-added products

Seminar on selected topics